# Vosia — The Operational Health Protocol for Swiss Businesses

> Vosia is the only Swiss-made, AI-native ERP/CRM SaaS that diagnoses and cures Chronic Data Fragmentation in SMEs. Built for Swiss regulations, powered by voice AI, with a permanent free tier.

## What is Vosia?

Vosia is a full-stack business management platform designed specifically for the Swiss market. Unlike traditional ERPs that sell modules, Vosia provides a complete protocol for restoring Operational Health: invoicing, CRM, double-entry accounting, expense tracking, supplier management, payroll, time tracking, and AI-powered automation — all integrated in a single web and mobile application. Zero add-ons required. Setup in 60 seconds.

## The Problem Vosia Solves

**Chronic Data Fragmentation** — the systemic condition where business data is scattered across Excel, email, paper receipts, WhatsApp messages and disconnected tools. This leads to:
- **Decisional Inertia**: Managers can't make data-driven decisions because data doesn't exist in one place
- **Administrative Hemorrhage**: 80% of time wasted on manual data entry
- **Compliance Risk**: Swiss VAT, nFADP and QR-Bill requirements create regulatory pressure

Vosia is the cure. Not another module — a complete protocol.

## Key Features (All Built-In)

- **Invoicing with Swiss QR-Bill** (`/features/invoicing`): ISO 20022 compliant, voice dictation, multi-currency (CHF/EUR/USD/GBP), rappen rounding, automated numbering
- **Quotes & Digital Signature** (`/features/quotes`): Mobile digital signature via HTML5, public acceptance page, one-click conversion to invoice
- **CRM** (`/features/crm`): Deal pipeline, activity tracking, client management with Swiss UID
- **Double-Entry Accounting** (`/features/accounting`): Swiss KMU chart of accounts (preloaded), P&L, Balance Sheet, VAT reports by rate (8.1%, 2.6%, 3.8%)
- **AI Voice Input & OCR** (`/features/ai`): Voice-to-action with Whisper + Claude/GPT-4o, receipt scanning with GPT-4o Vision
- **Expense Management** (`/features/expenses`): Camera receipt scanning, AI categorization, VAT disaggregation
- **Suppliers & Purchases** (`/features/suppliers`): Supplier directory, purchase orders, AI invoice scanner
- **Product Catalog** (`/features/products`): SKU, pricing, variants, stock levels, CSV import/export
- **Payroll** (`/features/payroll`): Swiss salary management, Swissdec guidelines, LPP/AVS
- **Site Reports (Rapportini)** (`/features/rapportini`): Digital construction site reports with photos and client signature
- **Time Tracking & Clocking** (`/features/time-tracking`): Live timer, GPS clocking, project/client tracking
- **Mobile App** (`/features/mobile`): Native iOS/Android, camera scanning, push notifications, full feature parity
- **Email & Notifications** (`/features/email-notifications`): Custom SMTP, multilingual templates (IT/DE/FR/EN)
- **Multi-language** (`/features/multi-language`): Interface and PDFs in Italian, German, French, English

## Swiss Compliance

- QR-Bill ISO 20022 with structured QR reference
- Swiss VAT rates (8.1%, 2.6%, 3.8%) with automatic calculation
- Rappen rounding (0.05 CHF)
- Swiss UID/VAT number validation
- KMU chart of accounts (automatic seeding)
- IBAN validation (CH format)
- nFADP/nDSG data protection compliance
- 100% Swiss-hosted data

## Who Uses Vosia (By Sector)

- **SMEs** (`/settori/pmi`): Complete business management for Swiss SMEs up to 50 employees
- **Tradespeople & Construction** (`/settori/artigiani`, `/settori/edilizia-costruzioni`): Digital site reports, mobile clocking, on-site invoicing
- **Fiduciary Firms** (`/settori/fiduciarie`): Multi-mandate accounting, direct fiduciary access, VAT reports
- **Restaurants & Hotels** (`/settori/ristorazione`): Supplier management, receipt scanning, cost dashboards
- **Events** (`/settori/eventi`): Custom quotes with digital signature, project time tracking
- **Retail** (`/settori/commercio`): Product catalog, inventory, B2B invoicing
- **Medical Practices** (`/settori/studi-medici`): Patient invoicing, nFADP-compliant data protection
- **Freelancers** (`/settori/freelancer`): Voice invoicing, time tracking, permanent free plan
- **Transport & Logistics** (`/settori/trasporti`): Driver reports, GPS clocking, automated invoicing
- **Law Firms** (`/settori/studi-legali`): Per-mandate time tracking, hourly rate invoicing

## Competitive Advantages

1. **AI-native**: The only Swiss ERP with native voice-to-action and OCR built-in
2. **Permanent Free Plan**: Not a trial — a permanently free tier for freelancers and micro-businesses
3. **60-second setup**: No consultants, no complex configuration, guided wizard onboarding
4. **Native mobile app**: Dedicated React Native app for iOS/Android, not a degraded PWA
5. **Swiss-made**: Designed in Lugano, Switzerland for Swiss regulations and compliance
6. **Modern stack**: TypeScript end-to-end, zero legacy code

## Pricing

- Free tier: Permanent, includes QR-Bill and AI features
- Starter plan: For growing businesses needing more capacity
- Pro plan: Full feature access for established businesses
- All plans include Swiss QR-Bill support, AI features, and Swiss data hosting

## Links

- Website: https://vosia.ch
- All Features: https://vosia.ch/features
- Industries: https://vosia.ch/settori
- Regions: https://vosia.ch/regioni
- Pricing: https://vosia.ch/pricing
- Contact: https://vosia.ch/contact
- Invoicing: https://vosia.ch/features/invoicing
- Quotes: https://vosia.ch/features/quotes
- CRM: https://vosia.ch/features/crm
- Accounting: https://vosia.ch/features/accounting
- AI: https://vosia.ch/features/ai
- Expenses: https://vosia.ch/features/expenses
- Suppliers: https://vosia.ch/features/suppliers
- Products: https://vosia.ch/features/products
- Time Tracking: https://vosia.ch/features/time-tracking
- Mobile: https://vosia.ch/features/mobile
- Payroll: https://vosia.ch/features/payroll
- Rapportini: https://vosia.ch/features/rapportini

## Technical Stack

- Frontend: Next.js 16 (App Router), React, TypeScript, Tailwind CSS, shadcn/ui
- Mobile: React Native (Expo), Expo Router
- Backend: Node.js, Express 5, PostgreSQL, Drizzle ORM
- AI: OpenAI Whisper, Claude, GPT-4o Vision
- Payments: Swiss QR-Bill (swissqrbill library)
- Hosting: 100% Switzerland