Simple & Compliant Swiss QR-Bill Invoicing for Fintech

Create professional Swiss QR-invoices meeting SIX and ISO 20022 specifications in seconds. Automatically generate the Swiss QR code payment section with QR-IBAN and structured reference, ready for digital email delivery or printing. The ideal software solution designed specifically for Fintech.

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SIX & ISO 20022 Compliant Secure Swiss Cloud Hosting camt.053 Bank Reconciliation

Fintech

Simple & Compliant Swiss QR-Bill Invoicing for businesses in the Fintech sector

Modern, fast, and integrated invoicing software. Perfect for startups and financial companies that require agility.

How It Works

Create a Swiss QR-bill in 3 simple steps

1. Select Client or Dictate with Voice AI

Pick your client or dictate company details by voice. Vosia fills verified addresses automatically.

2. Add Products or Services

Add line items with the correct Swiss VAT rates (8.1%, 2.6%, 3.8%) and automated tax calculation.

3. Instant QR-Bill PDF Generation

Vosia generates the certified payment slip according to official SIX specifications ready to email or print.

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Key Advantages

Why manage QR-bills with Vosia? for Fintech

100% compliant with SIX Payment Services and ISO 20022 banking specifications

Automated QR-IBAN and Structured Reference generation (QRR / SCOR)

Bank statement reconciliation with electronic camt.053 / camt.054 files

Dual-currency support for Swiss Francs (CHF) and Euro (EUR)

Track email delivery, invoice open status, and overdue notices automatically

Direct connection to double-entry ledger and periodic VAT reporting

FAQ

Frequently Asked Questions about QR-Bills

Do I need a special QR-IBAN from my bank to send QR-bills?

If you issue invoices with a structured QR-reference (QRR), your Swiss bank will provide a dedicated QR-IBAN. If you invoice without a reference or with Creditor Reference (SCOR), you can use your standard IBAN. Vosia seamlessly supports both options.

Can I email QR-bills to my clients as PDF attachments?

Yes. Swiss regulations fully recognize digital QR-bills sent via email. Clients can scan the QR code directly from their computer screen or mobile banking app.

How does automated payment reconciliation work?

By downloading your camt.053 or camt.054 bank transaction file from your e-banking portal, Vosia automatically links incoming credits with invoice numbers and marks them as paid.

Does Vosia support the latest Swiss VAT rates?

Yes, Vosia is up to date with official Swiss Federal Tax Administration (FTA) VAT rates (8.1% standard, 2.6% reduced, 3.8% accommodation) and the standard 5-cent rounding rule.

Simple & Compliant Swiss QR-Bill Invoicing built for Fintech

The ideal software solution tailored to the needs of the Fintech sector. Up and running in under 3 minutes.

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